One Destination, Infinite Financial Possibilities – Empowering Futures with RCCG!
Protect your Family First
Get Free Quotes Tailored to Your Needs
Get Free Quotes Tailored to Your Needs
Get Free Quotes Tailored to Your Needs
We’re a marketplace — that means we partner with top life insurance companies to give you multiple quotes, so you can find the policy that’s right for you
Get Free Advice from Licensed Agents
Get Free Quotes Tailored to Your Needs
Get Free Quotes Tailored to Your Needs
Our expert agents work for you, not the insurance companies. You can trust them to offer unbiased advice and help you understand all your options.
Get Support Every Step of the Way
Get Free Quotes Tailored to Your Needs
Get Support Every Step of the Way
We’re here to advocate for you, and that doesn’t end when you buy your policy. Need to change your beneficiaries, or file a claim? We’ll help with that, too.
What are the different types of life insurance?
Term Life Insurance
Term life insurance is the most affordable type of life insurance, with relatively low monthly rates. It lasts for a fixed period of time — typically 10 to 30 years, depending on your policy — which is all that most people need.
Whole Life Insurance
Whole life insurance lasts your whole life and, in addition to a death benefit payout, it comes with a cash value that can be used as a savings vehicle to supplement your retirement. It’s best for people who have maxed out other investments.
Why do I need life insurance?
You need life insurance to protect your family from the loss of your income. Your savings will only go so far, especially if you pass away before you’ve had time to pay off all of your debts and save up for the future. People who usually need life insurance include:
- Parents, especially new parents and single parents, who have significant financial responsibility ahead of them
- Young adults with private student loans or other co-signed loans, like a mortgage
- Older adults who are nearing retirement and need coverage to protect their savings plan
- Seniors who can’t independently cover their end-of-life medical care or burial expenses